One of the worst parts of any financial emergency is having to come up with the cash to get through it. This can be stressful even if you have a robust emergency fund, but it’s outright terrifying if you don’t have enough in your fund to cover the cost of the emergency. How can you get cash fast when you fall on hard times?
Fortunately, there are a few ways to get money quickly and help you recover from an emergency.
Get a Personal Loan
If you need cash fast, the first thing you should do is to see if you can get a personal loan, such as the No Hassle Loan First Alliance Credit Union offers. This is an excellent way to get $1,000 fast if you need some emergency money, and you can even get approved the same day you apply.
Do Odd Jobs
There are a lot of odd jobs out there that you can do to get some quick cash, including:
- Shoveling snow
- Delivering groceries
- Driving for Uber or Lyft
- Tutoring children
- Mowing the lawn
- Moving furniture
One of the best ways to find odd jobs is to go to a website like Craigslist or Taskrabbit. These offer several jobs in various fields. You’ll want to keep in mind, though, that many of these tasks will involve physical labor, and that some jobs, such as being an Uber or Lyft driver, will require you to pay for your own gasoline, which can cut into your profits.
If you have some skills in writing, graphic layout or podcast editing, you might also want to look on sites like Fiverr or Upwork to see if you can find some gigs there.
Sell Items Online
Another good way to get some money fast is to sell items online. Ebay is still the most popular website for people to put items up for sale, but you can also sell your goods on sites like Craigslist and Facebook Marketplace. It's worth pointing out there are plenty of independent Facebook groups where you can sell items, too, such as Stuff for Sale in Rochester.
Of course, you don’t have to go online to sell things. You can also hold a garage sale or even take some items to a pawn shop.
Get through Financial Emergencies with First Alliance Credit Union
There are few situations as scary as needing to come up with money in a hurry. However, there are some ways to get money fast. You can sell items, do odd jobs, or apply for a personal loan to come up with the money you need.
If you want to make sure you have enough cash on hand to get you through a financial emergency, become a member of First Alliance Credit Union and take advantage of our services to build up your savings. You can use Direct Deposit to automatically put a percentage of each paycheck in a traditional savings account, monitor your savings through our online banking platform and mobile app, and even open up a high-interest money market account once you’ve built up your savings.