If you’re in the market for a new or used vehicle, you’re probably also looking at financing options for that vehicle. The majority of new and used vehicles are financed, simply due to price. While financing your new or used vehicle at the dealership may seem more convenient because it can all be done in one stop, it’s a better idea to shop around for interest rates and get pre-approved before you even enter a dealership lots.
Is it better to buy a used car or go with a new vehicle? Let’s compare the options of buying a new or used car and give you some good information to make an informed decision.
Credit cards are a big responsibility. If you are thinking about getting a credit card, make sure it's the right one for you. While credit cards can do wonders for your financial life, it can also cause a lot of damage if you don’t choose it responsibly. When it comes to choosing the right credit card for you, there are several factors to consider.
We know everyone manages their money a little differently. Some people prefer a more self-service style with online banking, while others like coming into one of our branches for help. We like to be able to accommodate our member’s preferences and therefore we offer several easy options for making payments on your First Alliance Credit Union loans.
Buying a car that is just right for you comes down to deciding on and sticking to your needs in a vehicle and your budget. A common mistake car buyers make is not to have done their research and decide exactly what they want in a new vehicle and how much they want to pay before going to the dealership.
If you’ve never purchased a vehicle using a loan before it can be a little overwhelming trying to understand what you’re getting yourself into. While the concept of a vehicle loan is actually fairly simple, it can get confusing when you start hearing all the key terms and phrases that define a vehicle loan. To help you understand what a vehicle loan is we will briefly outline an auto loan’s key components.
No one likes being in debt or owing money to someone, but there is a large percentage of the population in the United States that is currently in debt or thinking about getting a loan. With that in mind, having some knowledge of the ways to reduce your debt is important for controlling your financial future.
Credit cards are an important financial tool. However, many people who have a poor credit history or no credit history cannot qualify for a typical credit card. So what options are there for getting a credit card with poor credit history? One option is a secured credit card. Here are some points that will help familiarize you with secured credit cards.