If you've had the chance to use our new Advisor Supported Kiosks, you know how useful they can be. Maybe you've withdrawn cash in multiple denominations, deposited a check or even transferred some money between your accounts. Perhaps you've been so impressed with their usefulness you've asked yourself whether it's possible for these machines to be even more useful than they currently are.
Incredibly, the answer is "yes." First Alliance Credit Union is starting to roll out Palm ID on all its Advisor Supported Kiosks. Palm ID is an easier, more secure way to log in to your account that only requires the palm of your hand, and it’s going to make banking easier than ever.
It’s also going to provide some additional benefits that may not be immediately obvious.
Palm ID Reduces Stress
While there’s no denying the convenience of debit cards, they do have one major disadvantage—if you misplace your debit card, you can’t use many of the self-service features of an Advisor Supported Kiosk. This can lead to a lot of stress, especially if you realize you’ve forgotten your debit card while trying to run a financial errand during your lunch break or your daily commute.
With Palm ID, however, you always have identification handy at the end of your wrist, so you don’t have to stress out about whether or not your brought along your debit card with you to do your banking.
Palm ID Helps You Avoid Getting Sick
Thanks to the COVID-19 pandemic, we’ve all gotten a lot more careful about personal hygiene, especially coming into contact with potentially contaminated surfaces.
Fortunately, Palm ID doesn’t require you to touch anything. All you have to do is hold out your hand two inches in front of the scanner, and it will read the vein patterns under your skin using infrared light. Since you don’t have to touch anything when you use Palm ID, you have less risk of picking up viruses, from COVID-19 to the common cold.
Palm ID Helps Eliminate Late Payments
The First Alliance Advisor Supported Kiosks lets you do a lot of banking transactions on your own, but if you’re using your debit card to access your account, there are some transactions that still require a Kiosk Advisor’s help. Since Palm ID is so secure, though, when you use it to access your accounts on a Kiosk you can do more transactions, including making payments on loans and access larger amounts of cash.
What this means is that you no longer need to worry about getting to a First Alliance Credit Union branch during Kiosk Advisor hours, which gives you a lot more room to make your payments on time. More on time payments means a better credit score.
Palm ID Makes you Look Cooler
Okay, this one is a bit subjective, but in almost every action-adventure film nowadays, there’s a scene where someone walks into a high-tech facility and unlocks an armored door by placing their palm on a scanner. When you enroll in Palm ID, you can replicate that scene and make everyone think you’re accessing some top-secret ultra-secure information, a category which definitely includes your personal finances.
(Wearing sunglasses while using Palm ID may increase your coolness factor but that’s a matter of personal preference.)
Enroll in Palm ID at First Alliance Credit Union
Accessing your account with Palm ID is more convenient and secure than using a debit card. It also provides you with a lot of advantages that you can only discover once you use the service.
If you’d like to take advantage of Palm ID and everything it has to offer, and talk with a Member Experience Advisor the next time you're in a First Alliance Credit Union branch about enrolling in Palm ID. The process only takes a few minutes and the rewards will be well worth it.