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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (14)

Smiling couple buying a new car from a salesman

1 min read

How Much You Should Pay for a New Car

Are you wondering how much you should pay for a new car? No article can tell you how much you can afford but there are a few things to keep in mind...

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Steps if you buy a haunted house

3 min read

3 Steps to Take if You Buy a Haunted House

So you’ve finally bought your dream home. Congratulations! Only...something isn’t right. Maybe it’s those strange noises you hear in the attic or...

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2 min read

How a Home Equity Loan Works

A home equity loan is when a lender loans you money against your home’s equity. Payments are made every month on top of your existing mortgage. Being...

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Credit cards--rewards or no rewards

2 min read

Selecting a Credit Card: Rewards or No Rewards?

Before obtaining a credit card, it is wise to check all available options and select a credit card that fits your needs best. While there are many...

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2 min read

Pros and Cons of a Home Equity Loan

A home equity loan is an attractive financial tool, but sometimes the pros do not outweigh the cons. In some cases, a home equity loan can become a...

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choosing the best credit card | choosing a credit card | different type of credit cards | First Alliance Credit Union MN

2 min read

Types of Credit Cards and How to Choose One

Picking out a credit card that best suits your lifestyle can be a difficult task. Especially with the fear of hidden costs and high-interest rates on...

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debt consolidation

3 min read

Is It Time to Consider Debt Consolidation?

For better or worse, debt happens. However, when debt becomes overwhelming, it may be time to consider debt consolidation. I'm sure you've turned on...

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Woman getting new car keys

2 min read

The Difference between Buying and Leasing a Vehicle

Is it better to lease a car or buy a car? It really depends on the specifics of each individual situation and well worth the time to consider both....

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unsolicited debt consolidation offers first alliance credit union

2 min read

Why You Should Be Wary of Debt Consolidation Offers by Mail

Recently, we had a member who received a debt consolidation offer in the mail. She was preapproved for a $90,500 signature loan at a rate of 3.87% to...

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finding scholarships and avoiding scams

2 min read

Finding Real Scholarships and Avoiding Scams

Every year, a large number of students choose to apply for scholarships worldwide. These scholarships provide a convenient alternative for students...

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