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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (12)

Couple learning loan terms | First Alliance Credit Union

4 min read

Loan Terminology You Should Know

So you’ve decided to get a loan. That’s great news! Are you getting a fixed rate secured loan with a twenty-year term or are you leaning more towards...

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man looking at a wall of debt management solutions first alliance credit union

4 min read

Five Alternatives to Debt Consolidation

While a debt consolidation loan is an excellent tool to help you gain control over your debt, it might not be the perfect solution for everyone....

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Couple happy reading about debt consolidation loans | First Alliance Credit Union

2 min read

The Truth About Debt Consolidation Loans

If you’ve been reading this blog for a while, you probably know the truth about debt consolidation loans. Like, they are one of the best ways to get...

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Refinance in block letters | First Alliance Credit Union

3 min read

The Basics of Refinancing a Loan

If you’ve ever taken out a loan, you know how they work. You go to a credit union or bank and borrow a certain amount of money that you’ll pay back...

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debt protection infographic first alliance credit union 2020

3 min read

The Basics of a Debt Protection Plan for Your First Alliance Loans

Applying for a new loan can be exciting, but stressful. What if you’re unable to make a payment because you lost your job or you had to go to the...

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young man frustrated with mortgage payments being late | first alliance credit union

4 min read

What To Do If You Fall Behind On Your Mortgage

When you sign for a mortgage, you’re getting a lot of new things. You’ll be living in a new house and opening a new chapter in your life.

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Money Growing With Time | First Alliance Credit Union

2 min read

What is an Interest-Only Payment?

One of the worst parts about financial hardship is not being able to pay all your bills. It’s embarrassing, and if you can’t make a loan or a...

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Model of a home over papers

3 min read

Personal Line of Credit vs. Home Equity Line of Credit

One of the best financial tools to help you keep your head above water in uncertain times is a personal line of credit. It’s like a personal loan in...

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Man on computer looking worried about making loan payment | First Alliance Credit Union

3 min read

4 Steps to Take if You’re Falling Behind on a Loan

While taking out a loan can make huge purchases affordable, it also comes with an obligation to make regular payments each month. If you get...

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Credit card changing hands

3 min read

Should I use a Personal Line of Credit or a Credit Card?

You probably know about personal loans and how versatile they can be, but you might not know about personal lines of credit. Personal lines of credit...

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