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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (12)

Man on computer looking worried about making loan payment | First Alliance Credit Union

3 min read

4 Steps to Take if You’re Falling Behind on a Loan

While taking out a loan can make huge purchases affordable, it also comes with an obligation to make regular payments each month. If you get...

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Credit card changing hands

3 min read

Should I use a Personal Line of Credit or a Credit Card?

You probably know about personal loans and how versatile they can be, but you might not know about personal lines of credit. Personal lines of credit...

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should you get a personal line of credit or a personal loan?

3 min read

Should You Get a Personal Line of Credit or a Personal Loan?

One of the most versatile loans you can get from a financial institution is a personal loan. You can use the money for anything from funding your...

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vehicle being repossessed by a lender first alliance credit union mn

2 min read

How Does Vehicle Repossession Work

When you chose to use a loan to purchase a vehicle you probably had full intentions to make the all your payments on time. However, life happens and...

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Surprised businesswoman sitting at the table with bank card

2 min read

Tips to Make Credit Cards Your Best Friends

If you use a credit card properly, it can be an amazing tool. When credit is used irresponsibly, however, it can become your worst nightmare. You can...

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Smiling Couple | First Alliance Credit Union

3 min read

Can A Loan Modification Help You?

Most of the time, paying off a loan is easy. All you have to do is make the monthly payments on time, and if you have a stable job and have made sure...

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man refinancing his loan at first alliance credit union

2 min read

The Pros and Cons of Refinancing a Loan

As you might be aware, federal interest rates are at an all time low. Incredibly, they're expected to get even lower in the wake of the recent stock...

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choosing a rewards credit card

3 min read

Choosing a Rewards Credit Card

Just about every credit card issuer is offering rewards in one form or another these days. The issue is not whether you should be getting a reward...

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Choosing a cash back credit card

3 min read

Choosing a Cash Back Credit Card

Cash back credit cards appeal to people who like to get something back for their purchases. They offer greater flexibility than other reward cards....

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balance transfers vs debt consolidation for paying off credit cards

3 min read

Debt Consolidation Loans vs Balance Transfers for Credit Card Debt

Whether you’re drowning in credit card debt or just looking to streamline your payments, there are countless options to choose from when it comes to...

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