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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit

credit check on cell phone screen, cup of black coffee on table

2 min read

Soft Credit Check vs. Hard Credit Pull: What’s the Difference?

If you’ve ever applied for a loan, credit card, apartment, or even a job, you’ve likely heard the terms soft credit check and hard credit pull. While...

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woman stressed with hands in hair looking at computer

4 min read

Understanding Debt Traps and How to Escape Them

Debt traps are financial situations where it feels incredibly difficult to escape the cycle of debt and move toward your healthier money goals. They...

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man in green shirt deep in thought with hand on chin

4 min read

Identifying Good vs Bad Loans: Protect Your Financial Future

When it comes to borrowing money, not all loans are created equal. Distinguishing between a good loan and a bad loan can significantly impact your...

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Is it better to save or pay off debt, woman with purple hair looking at computer

4 min read

Is It Better to Save or Pay Off Debt?

When you’re trying to get ahead financially, one big question tends to pop up: should you build up your savings first or concentrate on paying off...

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woman looking stressed from debt

5 min read

Setting a Debt Payoff Plan

Gaining control over your debt can be a transformative experience, both financially and emotionally. The burden of debt can feel overwhelming, but...

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woman with blond hair in a messy bun looking at computer screen

4 min read

What Loans Can I Refinance and How Does it Work?

Refinancing a loan means transferring your existing debt to a new lender, often to benefit from a better interest rate, more manageable payments, or...

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two people looking at paperwork with pen in hand

5 min read

When to Refinance Your Car Loan

Refinancing your car loan involves replacing your current loan with a new one, often with a different lender, to secure terms that better match your...

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Couple reviewing property tax paperwork

8 min read

Property Taxes in Minnesota: A Guide for First-Time Homeowners

Property taxes across Minnesota are rising, and for many homeowners, the increases could be significant. According to reporting from the Star...

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woman smiling holding credit card and cell phone in hand

6 min read

Maximize Your Rewards: Do's and Don'ts of Rewards Credit Cards

Rewards credit cards can feel a little magical, earning points just for buying things you already need. But getting the most out of a rewards card...

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Man holding a credit card and phone

4 min read

Is a Rewards Credit Card Right for You?

Rewards credit cards are a popular financial tool that offer more than just a line of credit. The primary allure of rewards credit cards lies in the...

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