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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Excited happy young woman sitting at table with growing stack of coins under a money rain isolated on gray wall background. Positive emotions financial success luck good economy concept-1

3 min read

How To Invest Like The Wealthy

One of the biggest myths about rich people is that they know some ultra-classified money management secrets that let them make millions of dollars...

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Young couple planning a new purchase sitting together pointing to a document held by the wife as the husband does the necessary calculations on a calculator

4 min read

How to Save Money on a Tight Budget

Every financial expert talks about the importance of saving money. A lot of them have also come up with innovative ways to save, not to mention what...

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Couple meeting financial adviser for real estate project

3 min read

What a Credit Union can do for Forty- and Fiftysomethings

When you hit your 40s and 50s, your financial priorities shift. Almost overnight, having enough money for retirement becomes a priority. If that...

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Questions to Ask When Choosing a Trustee for Your Trust Fund

3 min read

Four Questions to Ask When Choosing a Trustee for Your Trust Fund

In previous blog posts, we’ve talked about why a trust fund can help you even if you’re not rich. We’ve also talked about how to set up a trust fund....

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what is saving what is investing when to save vs invest first alliance credit union mn

3 min read

The Difference Between Saving and Investing

Ask almost anyone if they know there’s a difference between saving and investing and they’ll say yes. Ask them if they know what that difference is,...

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Many hands of business people holding calculators

3 min read

The Difference Between APR and APY

When you look at interest rates, you’ll see two abbreviations pop up over and over again—APR and APY. Some financial institutions will show both the...

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Businessman's hand with pen on top of a pad of paper

3 min read

How to Create a Trust Fund

You don’t need to be a millionaire in order to take advantage of a trust fund. If you have a few thousand dollars that you want to make sure helps a...

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How interest works

2 min read

How Does Interest Work?

If you’ve ever opened up a savings account or taken out a loan, you’ve heard the term interest before. You also probably have a rough idea of what it...

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what is a trust fund | how to open a trust account | first alliance credit union

2 min read

A Beginner’s Guide to Trust Funds

If you’ve heard of a trust fund but have no idea what it is, you’re not alone. Most people only know one thing about trust funds—they’re set up by...

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How to Transfer Ownership of a Car - 2 people agreeing to car term

3 min read

How to Transfer Ownership of a Car

Do a quick search online about buying a car and you’ll find hundreds of articles talking about every aspect of buying a car from pre-shopping...

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