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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Smart Personal Financial Planning

4 min read

Smart Personal Financial Planning: With Real Examples

Planning your finances is essential for building a secure future. Here’s a roadmap to help young adults, especially those between 18 and 27, get...

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Money Market Account vs Savings Account - feature

5 min read

Money Market Account vs Savings Account: Which One's Right for You?

Navigating the world of savings can be tricky, especially when you're just starting out. Whether you’re saving for an emergency fund, a down payment,...

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Time to Refinance Car Loans

3 min read

Time to Refinance Car Loans: A Simple Guide for Young Adults

If you're a young adult juggling a car loan, refinancing could be a great way to ease your financial burden. Refinancing can lower your monthly...

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Questions to Ask When Buying a Used Car

4 min read

Questions to Ask When Buying a Used Car

Buying a used car can be an excellent way to save money, especially for young adults working entry-level jobs and looking to get the most out of...

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Best Way to Buy a Used Car

4 min read

Best Way to Buy a Used Car: A 5 Step Guide

Buying a used car can be a smart financial decision, especially if you're just starting out in your career. However, the process can be daunting....

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How Financing an RV Work - a family sitting in front of a camper

5 min read

RV Financing: How RV Loans Work and the Credit Score You Need

RV financing works a lot like a car loan: you borrow money from a lender to buy a motorhome, travel trailer, or camper, then pay it back in monthly...

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How long can you finance a camper? Here’s How It Works

7 min read

How Long Can You Finance a Camper? Typical RV Loan Terms

How long you can finance a camper depends mostly on how much you borrow. Most camper and RV loans run anywhere from 5 to 20 years: loans between...

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Home Equity Loan vs. HELOC: What's the Difference?

4 min read

Home Equity Loan vs. HELOC: What's the Difference?

Before using your home as collateral to get cash, it’s crucial to understand the difference between a Home Equity Loan (HEL) and a Home Equity Line...

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Understanding HELOC Interest Rates & How They Work

3 min read

Understanding HELOC Interest Rates & How They Work

If you're new to the world of home financing and have built some equity in your home, you might be considering a Home Equity Line of Credit (HELOC)...

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How to Estimate HELOC Payments - Parents holding their kids

4 min read

How to Estimate HELOC Payments

A Home Equity Line of Credit (HELOC) is a flexible financial tool that allows you to borrow against the equity in your home. Understanding how to...

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