4 min read
debt to income ratio for mortgage: What you should know
Buying your first home can feel like a wild mix of excitement and nerves. Suddenly, you’re faced with terms like Debt-to-Income ratio (DTI), and if...
4 min read
Buying your first home can feel like a wild mix of excitement and nerves. Suddenly, you’re faced with terms like Debt-to-Income ratio (DTI), and if...
4 min read
Building credit can feel like trying to solve a puzzle with missing pieces. If you’re just starting your financial journey or rebuilding after some...
4 min read
As parents, teaching kids financial responsibility is crucial. But when it comes to allowances, should you give them cash for chores or set them up...
3 min read
Buying a home is one of life’s biggest milestones, but let’s face it—saving for a down payment can feel overwhelming. If you’re a first-time buyer,...
4 min read
As midnight approaches on New Year’s Eve, people around the world embrace traditions believed to attract good fortune. Whether it’s eating 12 grapes,...
4 min read
Starting a business can be one of the most exciting adventures you’ll ever take—but let’s be honest, it can also feel a little scary. If you’ve got a...
4 min read
January is the perfect time to hit reset on your finances, and starting an emergency fund is one of the smartest resolutions you can make. Life loves...
3 min read
Meet Jaden: Jaden just started his first full-time job and has saved up $1,500. He’s super excited to watch his money grow, but he’s also a bit...
6 min read
Paying off your mortgage early is a financial goal many families aspire to achieve. Imagine eliminating your monthly mortgage payment, freeing up...
2 min read
Rochester, MN — As flames test the spirit of Rochester firefighters during crucial training exercises this November, First Alliance Credit Union is...