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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Guidelines | First Alliance Credit Union

2 min read

How to Select a Beneficiary

Selecting a beneficiary is as simple as putting a name in a form, but that decision can have huge implications. When you select a beneficiary for an...

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teen at first job in grocery store first alliance credit union

3 min read

What To Do With Your First Paycheck in 4 Steps

Congratulations! You’ve got your first real job, and now, finally, you’ve got your first real paycheck. Time to go out and celebrate!

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Woman weighing choices | First Alliance Credit Union

3 min read

I Have An Emergency Fund, Now What Do I Do With It?

Ask any financial expert what you need to do to become financially successful, and they’ll tell you one of the first steps is to set up an emergency...

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Business documents | First Alliance Credit Union

2 min read

What’s the Difference Between Business and Personal Accounts?

If you’ve ever heard of a business account, you might wonder what separates it from a personal account. Does it unlock the door to a world of...

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binder with rules for filing a credit dispute and claim errors on credit report first alliance credit union

2 min read

How to Dispute Errors on Your Credit Report

Even though financial institutions and other businesses consider your credit report to be an accurate representation of your financial history,...

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tiers of financial stability first alliance credit union

4 min read

The Four Tiers of Financial Stability

We all know what financial instability is like—living paycheck to paycheck, trying to figure out which bills can and can’t be taken care of this...

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Woman thinking about money | First Alliance Credit Union

3 min read

How to Adjust Your Budget And Why You Should

Once you’ve made your budget and stuck to it for a couple months, take a second to congratulate yourself. You’ve taken a huge step towards financial...

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Woman looking at piggy bank | First Alliance Credit Union

2 min read

How to Access Money in a Money Market Account

The concept of a money market account is pretty simple—if you have a minimum opening balance of $2,000, you can open a money market account and get a...

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Woman reviewing statements

2 min read

3 Steps to Take Before You Switch Banks

The biggest reason why people don’t switch banks is fear. Fear that they’ll overlook something important while switching bank accounts, and that...

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man budgeting on his cell phone

4 min read

5 Excuses For Not Making A Budget (And Why They’re Wrong)

Ask someone if they’d like to create a budget or eat a sneaker, there’s a good chance they might ask for the salt. Many people don’t like the idea of...

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