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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Happy people banking

3 min read

Immediate Advantages of Switching From a Bank to a Credit Union

When most people think about switching financial institutions, they think about factors like whether the new institution is closer to them, the...

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Person logging into their account using Palm ID

2 min read

4 Unusual Benefits of Palm ID on Advisor Supported Kiosks

If you've had the chance to use our new Advisor Supported Kiosks, you know how useful they can be. Maybe you've withdrawn cash in multiple...

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Man on computer with cash flying in the air

2 min read

3 Reasons Not to Direct Deposit Your Paycheck into a Payment App

Payment apps like Venmo, Zelle, and Cash App are quickly becoming the new normal for paying friends and family. They’re so popular, in fact, that...

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How to have a good family vacation

3 min read

5 Tips to Help You NOT Screw Up Your Family Vacation

Family vacations can be wonderful events (especially after being cooped up for the last 12 months!) that will give you and your children memories...

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when should you switch banks when fees are too high

2 min read

When Should You Switch Banks?

You might have heard that many people don’t switch banks or other financial institutions even if they’re unhappy with them. You might also have heard...

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Financial independence steps

3 min read

4 Steps You Can Take to Gain Financial Independence

If you’re like most people, you’d probably like to have so much money in your savings account that you never need to work again. In other words,...

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Can I get a Checking Account With Bad Credit?

3 min read

Can I get a Checking Account With Bad Credit?

Short answer: usually yes. Credit scores track loans and credit cards, not your past bank account activity. Banks and credit unions look at separate...

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6-signs-its-time-to-get-your-own-place

3 min read

6 Signs it’s Time to Get Your Own Place

If you’re living with roommates or have moved back in with your parents, the thought of living alone has probably crossed your mind. The only problem...

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woman looking over finances to determine if she should save money or pay off debt first alliance credit union

2 min read

Should I Save Money Or Pay Off Debts?

One of the biggest hurdles to overcome when you first start building up your savings account is figuring out just where the money will come from....

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Piggy bank on calendar | First Alliance Credit Union

3 min read

How Many Bank Accounts Do You Need?

When you open an account at a bank or credit union, you usually start off with one checking account and one savings account. For many people, those...

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