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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Woman grocery shopping

2 min read

3 Essential Steps you Need to Take When Inflation Increases

Usually, inflation isn’t too bad. In the past decade, for instance, prices have risen by less than two percent a year.

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Woman using a tablet computer to switch bank accounts | First Alliance Credit Union

2 min read

How the Internet Makes Switching Banks Easier

While many people would like to switch financial institutions, the idea of switching bank accounts can seem daunting. This is not only due to the...

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personal using computer button to make money quickly first alliance credit union rochester mn

2 min read

Which Bank Accounts Earn Interest?

When you put your money into an account that earns interest, you’re taking your finances to the next level. You’re making your money work for you,...

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Woman smiling at her credit report.

2 min read

Does Closing a Checking Account Affect Credit Score?

A lot of factors go into determining your credit score, from how timely you pay your bills to how much credit you have available. Even if you’re...

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Are Rewards Checking Accounts Worth It?

2 min read

Are Rewards Checking Accounts Worth It?

If you’ve been looking at opening up a new checking account, you might have heard that some financial institutions offer rewards checking accounts....

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Piggy bank with an umbrella over its head | First Alliance Credit Union

2 min read

5 Things to do With the Child Tax Credit Payments

If you’re a parent, you might have gotten a pleasant surprise from the IRS in the past week. Thanks to the American Rescue Plan which the federal...

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Woman lying on couch with coffee doing online banking on laptop

2 min read

3 Tips To Help You Manage Multiple Bank Accounts

Many people have discovered the benefit of having multiple bank accounts. They can help you organize your finances, stick to your budget and even...

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First Alliance Online Banking Platform

3 min read

How to Manage a Second Chance Checking Account

Opening up a checking account at a new financial institution can be kind of exciting, because you get to explore all the features your new financial...

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Couple transferring their bills to a new account at first alliance credit union

2 min read

How to Switch Banks Without Hurting Your Credit Score

If you’re considering switching to a new financial institution, you might wonder how does switching banks or credit unions affect your credit score?...

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Woman's hands holding a smartphone | First Alliance Credit Union

3 min read

4 Steps You Need to Take Immediately if Your Bank Closes Your Account

If your bank or credit union lets you know they’re closing your account, the odds are good you’re going through some serious financial hardship. This...

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