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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Model of a home over papers

3 min read

Personal Line of Credit vs. Home Equity Line of Credit

One of the best financial tools to help you keep your head above water in uncertain times is a personal line of credit. It’s like a personal loan in...

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Man on computer looking worried about making loan payment | First Alliance Credit Union

3 min read

4 Steps to Take if You’re Falling Behind on a Loan

While taking out a loan can make huge purchases affordable, it also comes with an obligation to make regular payments each month. If you get...

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Internet scammer | First Alliance Credit Union

3 min read

What You Need to Know About Payment App Fraud

Digital payments may have started with PayPal, but these days you have your choice of payment app, also known as a peer to peer payment platform, to...

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Unexpected financial emergencies

5 min read

How to Handle an Unexpected Financial Emergency

Financial emergencies can happen at any time to anyone. You might get into your car only to discover the engine is dead, discover that your house...

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Credit card changing hands

3 min read

Should I use a Personal Line of Credit or a Credit Card?

You probably know about personal loans and how versatile they can be, but you might not know about personal lines of credit. Personal lines of credit...

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Woman shopping

2 min read

What to do With an Unexpected Windfall

There is nothing quite as nice as getting an unexpected windfall, whether it’s from a government stimulus check, a tax refund, an inheritance, or...

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should you get a personal line of credit or a personal loan?

3 min read

Should You Get a Personal Line of Credit or a Personal Loan?

One of the most versatile loans you can get from a financial institution is a personal loan. You can use the money for anything from funding your...

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Tiger | First Alliance Credit Union

3 min read

5 Financial Lessons We Learned From Watching Tiger King

The one show that it seems everyone has binged lately is “Tiger King,” a Netflix documentary about the bizarre world of the people who own and raise...

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Couple making financial plans | First Alliance Credit Union

3 min read

Reassessing Your Financial Plans in Five Simple Steps

Plans change all the time, and financial plans are no exception. You might have planned your financial goals for the year, but as time goes on you...

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Woman With Hands on Head Worrying About Savings Account Fees | First Alliance Credit Union

3 min read

Savings Accounts Fees to Watch Out For

When you open up a savings account at a financial institution, you’re getting a safe place to store your cash. You’re also getting a bit of interest...

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