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Chris Gottschalk

I am the Marketing Assistant of First Alliance Credit Union. I love learning new things about finance and money, then sharing that information with the community, usually in the form of a blog.

Are money market accounts savings accounts

2 min read

Is a Money Market Account a Savings Account?

Here’s a fun challenge–visit the savings account page of a credit union’s website, including First Alliance Credit Union, and look for find money...

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how to use home equity loans

3 min read

What is a Home Equity Loan and What are the Best Ways to use It?

Believe it or not, the best part about buying a home might not be getting a place to call your own. You also get access to your home’s equity, an...

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why personal loan rates are high

3 min read

Why are Personal Loan Rates so High?

If you’ve ever researched loan rates, either because you’re looking to take out a loan or because that’s the sort of thing you enjoy, you might have...

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Why open a money market account

2 min read

Why Should I get a Money Market Account?

If you have a large sum of money in your savings account, where should you keep it? Some people might recommend opening a certificate of deposit,...

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3 min read

What is Debt Consolidation?

Getting into debt is easy. Getting out of debt, though, is a lot harder, and the difficulty only increases if you have multiple debts. Between...

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What are financial goals?

3 min read

What are Financial Goals?

It’s taken time, but you’ve finally done it. You’ve created a monthly budget that you’re sticking to, and you’re regularly adding money to your...

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Why consolidate credit card debt

3 min read

Should I Consolidate my Credit Card Debt?

Credit card debt is at the highest point it’s ever been. Americans currently have over $1 trillion dollars in credit card debt, with the average...

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Prepare for student loan payments

4 min read

How to Prepare to Start Making Student Loan Payments Again

For more than half of all college graduates, the clock is ticking down. In October, student loan repayments will resume after the Department of...

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why get loans at a credit union

3 min read

Why are Credit Unions the Best Places to get Small Personal Loans?

We’ve all needed a little extra money at some point. It might be due to an unexpected expense, or maybe you need some help to hit an important...

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The best short term financial goals

4 min read

What are the Best Short Term Financial Goals to set for Yourself?

When you start the financial goal-setting process and list everything you’d like to do, you might be amazed at all the potential goals that will take...

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