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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (7)

budget to get out of credit card debt

4 min read

How to Budget to get out of Credit Card Debt

Credit card debt is a lot like a horror-movie monster. It can sneak up on you if you’re not careful, and once it appears it usually doesn’t go away...

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Dos and don'ts of auto loan application

5 min read

The Dos and Don’ts of Applying for an Auto Loan

Let’s face it, applying for an auto loan can be a nerve-wracking experience. You’re letting a complete stranger review your finances, and decide...

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how to use home equity loans

3 min read

What is a Home Equity Loan and What are the Best Ways to use It?

Believe it or not, the best part about buying a home might not be getting a place to call your own. You also get access to your home’s equity, an...

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why personal loan rates are high

3 min read

Why are Personal Loan Rates so High?

If you’ve ever researched loan rates, either because you’re looking to take out a loan or because that’s the sort of thing you enjoy, you might have...

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3 min read

What is Debt Consolidation?

Getting into debt is easy. Getting out of debt, though, is a lot harder, and the difficulty only increases if you have multiple debts. Between...

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Why consolidate credit card debt

3 min read

Should I Consolidate my Credit Card Debt?

Credit card debt is at the highest point it’s ever been. Americans currently have over $1 trillion dollars in credit card debt, with the average...

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Prepare for student loan payments

4 min read

How to Prepare to Start Making Student Loan Payments Again

For more than half of all college graduates, the clock is ticking down. In October, student loan repayments will resume after the Department of...

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why get loans at a credit union

3 min read

Why are Credit Unions the Best Places to get Small Personal Loans?

We’ve all needed a little extra money at some point. It might be due to an unexpected expense, or maybe you need some help to hit an important...

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What to do with home equity to leverage your home

3 min read

Leveraging your home's value: what to do with home equity

When you buy a house, you’re not just getting a nice place to call your own. You’re also buying one of the few assets that tends to increase in value...

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What the heck is a HELOC

3 min read

What the Heck is a HELOC?

In the past, we’ve talked about financial concepts that might be a bit tricky to understand, like a personal loan or an escrow account. With both of...

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