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FIRST ALLIANCE BLOG

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construction loan process | steps in building a home | where to start with building a house | what is a construction loan | First Alliance Credit Union MN

3 min read

Interview with a Lender: Understanding Construction Loan Mortgages

We all have a different idea of what a dream home would be. Some are able to find that home already built, others want something a little more...

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2 min read

What is a Health Savings Account?

Healthcare has long been a hot topic for Americans. At First Alliance, we often get questions about Health Savings Accounts or HSA's. HSA's are a...

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on construction loans

3 min read

The 411 on Construction Loans

When contemplating building or renovating your dream home you may want to consider a construction loan. A construction loan is a short-term loan that...

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4 min read

Debt Consolidation vs Bankruptcy: Which is the better option?

It is extremely stressful when you’re struggling to afford your payments every month. It’s natural to want to wipe the slate clean and start fresh....

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2 min read

5 Emergency Solutions to Avoid a Foreclosure

Many families can face the prospect of a foreclosure in their lifetime due to a variety of financial situations. Luckily, there are several ways one...

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7 min read

85 Acts of Service for 85 Years in the Community

First Alliance Credit Union was the first credit union formed in Rochester, Minnesota. We began in 1932, during the Great Depression, as a community...

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Cat getting examined by vet

4 min read

Should You Get Pet Insurance?

Is pet insurance worth the cost? This is something I used to think was a completely unnecessary expense. It was just one more way insurance companies...

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buying a used car first alliance credit union

2 min read

3 Sneaky Hidden Costs of Buying a Used Vehicle

Buying a used vehicle is a great way to lower the initial purchase price of your car and reduce or even eliminate your monthly payments. At the same...

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2 min read

Am I Bankrupt? How to Tell if Your Financial Situation is Fatal

If you are struggling to pay your bills, it may be a good idea to look into bankruptcy. Generally speaking, this is the best option for someone who...

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2 min read

Business Credit Cards vs Business Lines of Credit

Many businesses, no matter how big or small, sometimes face cash flow challenges. Whether it is a small business getting started or one that has been...

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