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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (17)

man refinancing his loan at first alliance credit union

2 min read

The Pros and Cons of Refinancing a Loan

As you might be aware, federal interest rates are at an all time low. Incredibly, they're expected to get even lower in the wake of the recent stock...

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choosing a rewards credit card

3 min read

Choosing a Rewards Credit Card

Just about every credit card issuer is offering rewards in one form or another these days. The issue is not whether you should be getting a reward...

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Choosing a cash back credit card

3 min read

Choosing a Cash Back Credit Card

Cash back credit cards appeal to people who like to get something back for their purchases. They offer greater flexibility than other reward cards....

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balance transfers vs debt consolidation for paying off credit cards

3 min read

Debt Consolidation Loans vs Balance Transfers for Credit Card Debt

Whether you’re drowning in credit card debt or just looking to streamline your payments, there are countless options to choose from when it comes to...

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Man looking worried

2 min read

Avoiding the Pitfalls of Debt Consolidation

For people with more than one form of consumer debt, a consolidation loan can be a great way to manage overall debt. While these this debt...

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Woman with a scale over her head, one side reading debt and the other labeled income | First Alliance Credit Union

3 min read

Six Tips to Help Reduce Your Debt

No one likes being in debt or owing money to someone, but there is a large percentage of the population in the United States that is currently in...

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How to Use Credit Cards Wisely

3 min read

How to Use Credit Cards Wisely

Credit cards tend to have a bad reputation for getting people in trouble, but in many cases, it isn’t the cards themselves that are the problem. It’s...

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group graduation of students looking very happy

3 min read

Top Five Student Debt Myths: Busted!

According to recent statistics regarding student debt in our country, Americans owe over $1.4 trillion in student loan debt, which is spread out...

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What is Affordable Housing Rochester MN First Alliance Credit Union

2 min read

A Look at Housing Affordability in Rochester MN

Housing affordability has become a common topic of discussion in Rochester Minnesota. A recent report by GOBankingRates.com listed Rochester, MN as...

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Checking a Credit Score | First Alliance Credit Union

2 min read

How Does a Credit Score Work And Why You Should Care

Credit scores have a vast impact on people's financial lives. Your credit score determines what type of car or house you can afford and how much your...

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