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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Loans & Credit (17)

Graduate students holding a piggybank with education savings

2 min read

Saving and Paying for College

Although the escalating costs of colleges may seem overwhelming, planning for this expense ahead of time can help ease your mind. Fortunately, there...

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Teen on couch with credit card

3 min read

Should Teens Carry a Credit Card?

It can be daunting for any parent to give new responsibilities to their children, whether it is their own car, full access to the internet or cable,...

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mortgage points and closing costs explained

3 min read

Mortgage Points and Closing Costs Explained

Buying a home is an exciting and significant milestone in anyone's life. However, as you delve into the process of securing a mortgage, you may...

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Many hands of business people holding calculators

3 min read

The Difference Between APR and APY

When you look at interest rates, you’ll see two abbreviations pop up over and over again—APR and APY. Some financial institutions will show both the...

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Hand with marker writing Boost Your Business.jpeg

2 min read

Using Business Credit Cards to Track Expenses

Business credit cards are versatile and useful for businesses. Keeping track of what you spend is essential to a business, but for many small...

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iStock-858737902

3 min read

12 Best Ways to Manage Your Credit Cards

Credit cards can be very convenient and useful if you know how to use them properly. Being responsible with credit cards can help you avoid a lot of...

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Woman concerned about debts

4 min read

The Pitfalls of Pay Day Lending

In a financial emergency a Pay Day loan may seem like a lifesaver, especially if you have poor credit, have no savings, or think a traditional loan...

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How to Transfer Ownership of a Car - 2 people agreeing to car term

3 min read

How to Transfer Ownership of a Car

Do a quick search online about buying a car and you’ll find hundreds of articles talking about every aspect of buying a car from pre-shopping...

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the basics of needing a cosigner | what is a cosigner | how to find a cosigner | first alliance credit union mn

4 min read

The Basics for Needing a Cosigner on a Loan

You went to apply for a loan, positive you would be approved, only to be told by the financial institution that you need a cosigner. That can feel...

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should i downsize my home | when to downsize | things to consider before downsizing house | mortgages | first alliance credit union

2 min read

5 Signs That It's Time To Downsize Your Home

The home you are living in currently may not be the right home for you in the future. Many people buy their dream home with the hopes of staying in...

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