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Allethea Faye Monfiel

woman in a sweater reviewing her budget

6 min read

How to Set Up Your First Budget

Setting up your first budget does not have to be complicated. Start by looking at how much money comes in each month, what you need to spend, and...

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couple reviewing bills and credit card payments affecting credit score

7 min read

What Impacts Your Credit Score Most?

The biggest factors that impact your credit score are payment history, credit utilization, length of credit history, credit mix, and recent credit...

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adult woman looking at tablet with adult child

7 min read

What Is a Trusted Contact and Why Might You Want One?

Talking about money and aging can feel awkward, even when it comes from a place of love. Nobody wants to feel like they're losing independence, and...

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man sitting on couch reviewing credit score and paperwork on phone

8 min read

How Credit Scores Affect Loans, Rates, and More

Your credit score can affect much more than whether you qualify for a loan. It can influence the interest rate you receive, how much you pay each...

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man in warehouse lost his job

8 min read

How Do You Pay Bills After Losing Your Job?

If you lose your job, pay essential bills first, cut nonessential spending quickly, and contact lenders before you miss a payment. That's the short...

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mother and daughter back to school shopping

8 min read

How to Plan for Back-to-School Costs Without Overspending

Back-to-school season can put a serious strain on your budget. Between school supplies, new clothes, technology, lunch costs, and activity fees,...

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woman with hands on head looking stressed

9 min read

What Should You Do First If You Lose Your Job?

If you are asking yourself what should you do if you lose your job, the short answer is this: focus first on essential bills, unemployment benefits,...

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senior man on laptop

6 min read

Protecting Seniors from Fraud: Warning Signs, Tips, and Tools

Elder financial fraud does not discriminate. It affects people who are sharp as a tack and people whose memory has started to slip. It targets high...

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man having a meeting at First Alliance Credit Union

5 min read

Thinking About Switching? Why a Credit Union May Be a Better Fit

Most people do not wake up one day and decide to switch financial institutions. It builds slowly. A surprise fee here, a frustrating phone call...

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Fico score chart

6 min read

Using a Credit Builder Loan for Rebuilding Credit

A Credit Builder Loan helps people establish or rebuild credit by reporting on-time payments to the credit bureaus while the loan funds are held in a...

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