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Allethea Faye Monfiel

mother and daughter back to school shopping

8 min read

How to Plan for Back-to-School Costs Without Overspending

Back-to-school season can put a serious strain on your budget. Between school supplies, new clothes, technology, lunch costs, and activity fees,...

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woman with hands on head looking stressed

9 min read

What Should You Do First If You Lose Your Job?

If you are asking yourself what should you do if you lose your job, the short answer is this: focus first on essential bills, unemployment benefits,...

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senior man on laptop

6 min read

Protecting Seniors from Fraud: Warning Signs, Tips, and Tools

Elder financial fraud does not discriminate. It affects people who are sharp as a tack and people whose memory has started to slip. It targets high...

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man having a meeting at First Alliance Credit Union

5 min read

Thinking About Switching? Why a Credit Union May Be a Better Fit

Most people do not wake up one day and decide to switch financial institutions. It builds slowly. A surprise fee here, a frustrating phone call...

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Fico score chart

6 min read

Using a Credit Builder Loan for Rebuilding Credit

A Credit Builder Loan helps people establish or rebuild credit by reporting on-time payments to the credit bureaus while the loan funds are held in a...

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credit union appointment at First Alliance

5 min read

Why Credit Unions Are Different: The Member-First Advantage

If you have ever felt like just another account number at your bank, that feeling is more common than you might think. A lot of people start asking...

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woman seasonal worker counting cash

6 min read

How to Budget When Your Income Isn’t Consistent

If your paycheck changes from month to month, you are not alone. Construction crews, landscapers, farm workers, hospitality staff, retail employees...

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manufactured home

4 min read

What’s the Difference Between a Manufactured, Mobile, and Modular Home?

If you've been researching affordable ways to become a homeowner, you've probably run into the terms mobile home, manufactured home, and modular...

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man in blue looking at computer a bit stressed out

5 min read

Does an Overdraft Line of Credit Affect Your Credit Score?

Does an overdraft line of credit affect your credit score? Yes, but not in the way most people expect. Because an overdraft line of credit is an...

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manufactured home

5 min read

How to Qualify for a Manufactured Home Loan: What Buyers Need to Know

Manufactured homes have become one of the most practical paths to homeownership, especially for buyers who want a lower price point without giving up...

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